Ontario Demerit Point Tracker
Total demerit points: 0
Point values verified as of October 16, 2026 against the Official MTO Driver’s Handbook (Keeping Your Driver’s Licence, ontario.ca). This is a study and planning aid, not legal advice.
Ontario’s demerit point system is the scoreboard you never want to watch. Every time you are convicted of a driving offence, the Ministry of Transportation records demerit points against your licence — and if the total climbs too high, your licence gets suspended. The tracker above adds up your convictions using the official point values so you can see exactly where you stand.
The key thing new drivers miss is that the system treats novices much more strictly than fully licensed drivers. A G1 or G2 driver loses their licence at 9 points, while a full G driver keeps driving until 15. Two ordinary tickets can put a novice driver in the warning-letter zone, which is why this page exists.
How Demerit Points Get on Your Record
Demerit points are recorded only after a conviction — not when the ticket is issued. If you pay the ticket, you are pleading guilty and the conviction goes on your record. If you fight it in court and win, no points are recorded. If you lose, the points land with the offence date, not the court date.
Points stay on your record for two years from the date of the offence. They do not vanish the moment you cross a threshold, either: even after a suspension, your record is only reduced to a set number of points (4 for novices, 7 for fully licensed drivers), not wiped clean.
Key fact: Points are backdated to the offence date and stay for two years. A ticket you got eighteen months ago is still counting against you today.
The Full Offence Table, by Points
The table below is the complete official list, grouped by point value. The tracker above uses these same values, so the two always agree.
Seven Points
- Failing to remain at the scene of a collision
- Failing to stop when signalled or requested by a police officer
Six Points
- Careless driving
- Racing or stunt driving
- Exceeding the speed limit by 50 km/h or more
- Exceeding the speed limit by 40 km/h or more on a road with a limit under 80 km/h
- Failing to stop for a school bus
Five Points
- Driver of a bus failing to stop at an unprotected railway crossing
Four Points
- Exceeding the speed limit by 30 to 49 km/h
- Following too closely (tailgating)
- Failing to stop at a pedestrian crossover
Three Points
- Exceeding the speed limit by 16 to 29 km/h
- Distracted driving: holding or using a hand-held wireless device
- Failing to yield the right-of-way
- Disobeying a stop sign, traffic light or railway crossing signal
- Failing to obey the directions of a police officer
- Driving the wrong way on a divided road or a one-way road
- Failing to report a collision to police
- Improper passing or improper lane use
- Improper use of an HOV lane
- Driving with a radar detector
- Failing to slow down or move over for a stopped emergency vehicle
- Driving on a closed road
- Crowding the driver’s seat
Two Points
- Driver failing to wear a seatbelt
- Failing to make sure a passenger under 16 wears a seatbelt
- Prohibited or improper turns
- Failing to signal
- Failing to share the road
- Unnecessary slow driving
- Reversing on a highway
- Failing to lower the headlight beam
- Failing to obey signs
- Towing people on toboggans, bicycles or skis
Study tip: The 3-point band is the one the G1 test loves. Speeding 16 to 29 over, disobeying a stop sign, failing to yield — these are the classic exam answers. Try the free G1 practice test to drill them.
What Happens at Each Point Level
The consequences depend entirely on your licence class. Novice drivers (G1, G2, M1, M2) face a compressed scale because the province expects learners to drive more carefully.
| Novice driver (G1, G2, M1, M2) | Fully licensed driver (G) |
|---|---|
| 2 or more points: warning letter | 6 points: warning letter |
| 6 points: second warning letter | 9 points: second warning letter, possible interview |
| 9 or more points: 60-day suspension, record reduced to 4 points | 15 points: 30-day suspension, record reduced to 7 points |
| Second time at 9 points: 6-month suspension | Second time at 15 points: 6-month suspension |
Notice how tight the novice scale is. Two convictions of 3 points each — say, a stop-sign ticket and a handheld-device ticket — put a G2 driver at 6 points and a second warning letter. Add one 4-point speeding ticket and the licence is gone for 60 days.
Caution: Novice drivers face an additional escalating-sanctions rule on top of points. Certain offences — violating a novice condition, or any offence worth 4 or more points — can trigger an automatic licence suspension on their own, even with a clean point total.
How to Use the Tracker
Pick your licence class, then add each conviction from the drop-down. The list keeps a running total and the verdict panel tells you which consequence band you are in. Remove entries to model what happens as old points expire after two years.
The most useful exercise is the “what-if” one: add the ticket you just received and see how close it pushes you to the next level. Many drivers are surprised to learn that a single careless-driving conviction (6 points) puts a G1 or G2 driver straight into the second-warning zone.
Keeping Your Record Clean
- Slow down in the 16-to-29 band. Most everyday speeding tickets fall here and carry 3 points. Fifteen over or less carries zero points — still a fine, but no points.
- Put the phone away. Handheld-device tickets are 3 points and extremely common. A mount and a do-not-disturb setting are cheaper than a conviction.
- Stop fully at stop signs and red lights. These 3-point tickets are the most issued in Ontario, and rolling through a stop is entirely avoidable.
- Buckle up, every seat. You are responsible for passengers under 16, and each seatbelt conviction is 2 points.
- Know the novice rules. Many G1 and G2 suspensions come from condition violations, not points. Run your situation through the G1/G2 Rules Checker if you are unsure what your licence allows.
Planning ahead: New to the system? The G Licence Timeline Planner maps your path from G1 to full G, and the Stopping Distance Calculator shows why following distance matters — tailgating is a 4-point conviction.
Frequently Asked Questions
How long do demerit points stay on my record in Ontario?
Two years from the date of the offence, not the conviction date. After two years they drop off automatically.
Can I lose my licence with zero demerit points?
Yes. Novice drivers can have their licence suspended under the escalating-sanctions rule for certain offences even when the points are recorded as zero. Serious offences like impaired driving also carry automatic suspensions regardless of points.
Does paying a ticket mean I accept the demerit points?
Yes. Paying the fine is a guilty plea, and the conviction and its points are recorded against your driving record.
Do demerit points affect my insurance?
Insurers look at convictions, not the point total itself. A conviction that carries points will generally raise your premium, and multiple convictions can make you hard to insure.
What is the difference between the warning letter and the interview?
The warning letter is a mailed notice. The interview (fully licensed drivers at 9 points) is a meeting where you must explain why your licence should not be suspended — and you pay a fee to attend it.
Do out-of-province tickets add Ontario demerit points?
Convictions from other Canadian provinces and some US states are recorded on your Ontario record, and the equivalent demerit points apply.
Figures verified as of October 16, 2026 against the Official MTO Driver’s Handbook (Keeping Your Driver’s Licence), published by the Ontario Ministry of Transportation on ontario.ca. Point values and thresholds can change; confirm the current figures on the official source. This page is an unofficial study aid with no affiliation with the Ministry of Transportation or DriveTest. It provides general information only and is not legal or professional advice — for a ticket or suspension, speak to a licensed paralegal or lawyer.
